The contents of this website, encompassing audio, video, graphics, images, textual materials, downloadable files, PDFs, Microsoft Word, etc., are protected by international copyright law. All these materials are the intellectual property of KayVee Microfinance Bank (KayVee), and their use for commercial purposes requires the prior written consent of KayVee Microfinance Bank.

By accessing and using the Service, you acknowledge that the Service and associated software contain proprietary and confidential information protected by intellectual property laws. Sponsored advertisements or information presented through the Service are also protected by copyrights, trademarks, service marks, patents, or other proprietary rights.

Unless expressly authorized by KayVee, you agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Service or the Software. KayVee Microfinance Bank grants you a limited, personal, non-transferable, and non-exclusive right and license to use the contents of the site within the ambit of the Terms Of Service.

When using specific KayVee Microfinance Bank services, you are subject to posted guidelines or rules applicable to those services, which may be updated from time to time. These guidelines or rules are incorporated by reference into the Terms of Service.

Description of Service: KayVee Microfinance Bank’s website provides access to resources rich in content concerning the Bank and its services. The Service is provided “AS-IS,” and KayVee Microfinance Bank assumes no responsibility for the timeliness, deletion, or failure to store any user communications. Users are responsible for obtaining access to the Service, and access may involve third-party fees.

Requirement for Filling Online Form: You agree to provide true, accurate, current, and complete information about yourself when using the Service. If the provided information is inaccurate or incomplete, KayVee Microfinance Bank reserves the right to delete your form data.

Web Account Opening: Initiating the web account opening process doesn’t guarantee automatic account opening. The process is subject to the Bank’s internal processes and reviews, and KayVee Microfinance Bank reserves the right to accept or reject your application.

Indemnity: You agree to indemnify and hold KayVee Microfinance Bank, its subsidiaries, affiliates, officers, agents, co-branders, or other partners, and employees harmless from any claim or demand, including reasonable attorneys’ fees, arising from your use of the Service.

Limitation of Liability: KayVee Microfinance Bank shall not be liable for direct, indirect, incidental, special, or exemplary damages resulting from the use or inability to use the Service, unauthorized access, alteration of transmissions or data, statements or conduct of third parties, or any other matter related to the Service.

Trademark Information: The name “KayVee Microfinance Bank” and KayVee’s logo are trademarks of KayVee Microfinance Bank.

Copyrights: KayVee Microfinance Bank respects intellectual property rights. If you believe your work has been subject to copyright infringement, contact KayVee Microfinance Bank’s Webmaster with specific information.

General Information: The Terms of Service constitute the entire agreement between you and KayVee Microfinance Bank and govern your use of the Service. The relationship is governed by the laws of the Federal Republic of Nigeria, and any dispute shall be subject to the exclusive jurisdiction of the courts located within Lagos State of Nigeria. Claims must be filed within one year of arising.