KayVee Microfinance Bank was established with a singular vision: to address the distinct financial challenges faced by Nigerian small and medium enterprises through personalized banking solutions.
As a dedicated financial institution serving the Nigerian business ecosystem, we combine deep industry expertise with innovative approaches to deliver banking services that traditional institutions have consistently overlooked.
Our leadership team brings decades of collective experience across financial services, with particular focus on SME financing, digital banking solutions, and regulatory compliance. What distinguishes KayVee Microfinance Bank is our commitment to relationship-based banking.
We have developed our comprehensive service portfolio—including specialized credit facilities, tailored savings products, and intuitive digital banking platforms—through direct consultation with Nigerian business owners.
Through strategic partnerships and continuous investment in financial technology, we remain positioned to evolve alongside the dynamic needs of Nigeria’s entrepreneurial community.
To empower Nigerian businesses through accessible financial excellence.
To transform business banking for a prosperous Nigeria.
- Integrity
- Innovation
- Inclusion
- Impact
- Insight
Ayoku Liadi is an industry-recognised financial services leader with over three decades of exceptional executive experience spanning commercial banking, financial control, enterprise risk management, and operational strategy.
A Fellow of the Institute of Chartered Accountants of Nigeria (FCA), he holds a BSc in Management from the University of Nigeria and an MSc in Marketing from the University of Lagos.
He has further honed his leadership acumen through executive education at some of the world’s foremost institutions — including the Kellogg School of Management (USA), Cranfield School of Management (UK), and IMD Business School (Switzerland).
His track record includes transformative leadership at some of Africa’s most respected financial institutions. As Managing Director/CEO of Guaranty Trust Bank Sierra Leone, Mr. Ayoku steered the bank to become the country’s best-performing financial institution within three years — a testament to his ability to align vision with disciplined execution.
In his subsequent role as Deputy Managing Director of United Bank for Africa (UBA), he provided strategic oversight of over 490 branches, delivering strong performance across retail operations, customer engagement, and profitability.
He later served as Group Managing Director of Sky Capital and Financial Allied International, overseeing capital market strategy and integrated financial services delivery.
Currently, he sits on the board of First Atlantic Bank, Ghana, as a Non-Executive Director. Under his board-level leadership, the bank rapidly rose from a sub-top 10 ranking to become one of Ghana’s top five banks based on multiple performance indicators — within just one year.
In his current capacity as Group Managing Director of Bay Holdings, Mr. Ayoku provides overall strategic leadership and executive governance across the Group’s diverse subsidiaries, including Kayvee Microfinance Bank.
His wealth of experience continues to influence high-impact decisions in risk architecture, credit and treasury management, operational excellence, and leadership development, reinforcing Bay Holdings’ position as a forward-driven institution built on resilience, innovation, and sustainable growth.
Olatoun Ogunnaike is an experienced financial services executive with over 25 years of hands-on experience across commercial and microfinance banking.
She holds a BSc in Industrial Relations and Personnel Management from the University of Lagos and an MBA in Marketing from Lagos State University.
Throughout her career, Olatoun Ogunnaike has served in various strategic and leadership roles, including as Head of Operations at FinBank, Branch Manager at FCMB, and Managing Director at RIC Microfinance Bank.
She brings deep expertise in branch operations, customer engagement, and operational efficiency.
As Managing Director of Kayvee Microfinance Bank, she leads the bank’s strategic and operational direction, ensuring regulatory compliance, innovation in service delivery, and sustainable growth.
Her wealth of experience and people-focused leadership style continue to position Kayvee MFB as a forward-thinking institution in Nigeria’s microfinance space.
Alabi Ailoni is a seasoned microfinance professional with over 15 years of experience driving business development, credit strategy, and risk management across Nigeria’s leading microfinance institutions.
He holds a BSc in Biochemistry from Ebonyi State University and has completed leadership training at Lagos Business School, alongside earning a Certificate in Microfinance Banking. He is also a Fellow of the Chartered Institute of Loan and Risk Management (FCILRM).
Mr. Ailoni has held several strategic positions in the sector, including Regional Manager at Accion Microfinance Bank, Zonal Manager at Alert Microfinance Bank, and Head of Business at Sabi Microfinance Bank. He also served as Branch Manager and Assistant Area Manager at Infinity Microfinance Bank.
At Kayvee Microfinance Bank, he leads the business development team, overseeing credit creation, loan recovery, portfolio quality, and risk mitigation.
His leadership continues to strengthen the bank’s market position through disciplined execution and customer-focused financial solutions.
Osarugue Omo-Idehen is a highly skilled finance professional with over 13 years of post-qualification experience spanning the microfinance, capital markets, and oil & gas sectors. She holds a BSc in Economics and Statistics and is a qualified Chartered Accountant (ACA), as well as a certified Microsoft Certified Professional (MCP).
Her expertise covers financial control, risk management, regulatory compliance, and strategic financial planning — all geared toward enhancing operational efficiency and driving sustainable growth.
She has previously served in key finance roles at Links Microfinance Bank (DLM Capital Group), IRL Microfinance Bank, PFI Capital, Olive Microfinance Bank, and Masters Energy Oil & Gas Ltd.
As Chief Financial Officer at Kayvee Microfinance Bank, Mrs. Omo-Idehen oversees the bank’s financial strategy, reporting, risk governance, and cost management, playing a critical role in positioning the bank for long-term financial health and regulatory excellence.
Dennis Ogbu is a highly respected finance and compliance professional with over 20 years of experience in the Nigerian financial services industry.
He is a Chartered Accountant (ACA), a Fellow of the Enterprise Risk Management Institute (FERM), and holds a BSc in Accounting from Abia State University and an MBA in Finance from the University of California.
Mr. Ogbu’s expertise spans enterprise risk management, regulatory compliance, corporate finance, strategic execution, and business process optimisation.
He has served in critical roles at PAC Capital and PAC Registrars, where he led initiatives in business automation and governance frameworks.
Dennis Ogbu is a registered Compliance Officer with the Securities and Exchange Commission (SEC) and certified by the Nigeria Capital Market Institute (NCMI), bringing a rigorous standard of regulatory integrity to his role.
At Kayvee Microfinance Bank, Mr. Ogbu leads the bank’s compliance and risk governance efforts, ensuring adherence to regulatory frameworks and promoting operational transparency across all business units.
Jerry Briggs is a corporate legal professional with 9 years of post-bar experience spanning corporate compliance, company secretariat functions, and legal advisory across the financial services sector.
He holds a Bachelor of Laws (LLB) from Rivers State University and a Barrister-at-Law (BL) qualification from the Nigerian Law School. He is also an Associate of the Chartered Institute of Arbitrators (UK).
With a solid foundation in litigation and 5 years of courtroom practice, Mr. Briggs transitioned into corporate law where he has played a key role in ensuring regulatory compliance, managing board governance, and providing legal counsel to executive management.
As Group Company Secretary and Legal Adviser at Kayvee Microfinance Bank, he provides legal oversight across the bank’s operations, supports board administration, and ensures adherence to regulatory and statutory obligations, contributing to the bank’s overall integrity and legal resilience.
Abdullateef Dosunmu, our Head of Risk and Compliance, is a distinguished chartered accountant with nearly eight years of comprehensive experience in Internal Control, Audit, Risk, and Compliance.
His professional journey includes impactful roles as an Auditor in the hospitality industry with Smackers Ltd (The Place), as well as contributing his expertise to leading financial institutions such as Zenith Bank, Fidelity Bank, and Polaris Bank.
Abdullateef's core skills encompass critical thinking, effective communication—both written and oral, active problem-solving, and robust interpersonal abilities. With a strong foundation in leadership, time management, and team motivation, he ensures a seamless and collaborative approach to managing risks and compliance.
In his current capacity, Abdullateef Dosunmu leverages his wealth of skills to navigate complex regulatory landscapes, contributing significantly to the effective management of risks and the adherence to compliance standards within our organization.
Seun-Olu Jordan serves as our Head of Information Technology, bringing a unique blend of academic excellence and extensive professional experience.
With a profound passion for Information Technology, Seun-Olu has pursued specialized training in CompTIA A+, Security+, Linux Basics, Basics of Networking and Protocols, and ITIL.
Commencing his professional journey in 2005 at Standard Trust Bank, Seun-Olu showcased versatility by assuming diverse roles in both operations and IT.
To augment his expertise, he pursued higher education, achieving a Postgraduate Diploma (PGD) and an MBA.
Seun-Olu's commitment to innovation and digital excellence led him to the role of Digital Banking Area Sales Manager at UBA, where he played a pivotal role until 2022. Continuing his impactful trajectory, he assumed the position of Head of IT and E-Channels at Trident Microfinance Bank until 2023.
With a rich background and a strategic leadership approach, Seun-Olu Jordan spearheads our Information Technology division, ensuring cutting-edge solutions and a seamless digital experience for our clients. He is also passionate about music. He has a degree in Music Technology.
Oluwasegun Fayenuwo is a seasoned Chartered Accountant with a robust background spanning over five years in both the financial and non-financial sectors. Armed with an impressive academic achievement, he holds a Bachelor of Science in Accounting with First Class Honors from the University of Lagos (2023).
As an Associate Chartered Accountant (ACA) conferred by The Institute of Chartered Accountants of Nigeria (2018) and an Associate Accounting Technician (AAT) from the Association of Accounting Technicians West Africa (2016), Oluwasegun possesses comprehensive knowledge of International Financial Reporting Standards (IFRS) and accounting standards.
With a track record of versatility, Oluwasegun has navigated diverse roles, ranging from a Marketing Executive to an Audit Trainee, Lecturer, and Financial Analyst. His dedication to delivering meticulous audit reports and proactive fraud detection makes him an invaluable asset to our team.
Olorunfemi Olusanya, our esteemed Head of Human Resource, is a dedicated and result-oriented specialist with over four years of progressive experience in the oil and gas, aviation, and human resource consulting sectors.
Equipped with a Bachelor of Arts in Anthropology from the prestigious University of Ibadan, a Diploma in Human Resource Management, and the title of Associate Professional in Human Resource (APHRI), Olorunfemi is well-equipped to navigate the complexities of human resource dynamics.
Her expertise spans key areas such as Recruitment and Talent Acquisition, Employee Relations, Performance Appraisal, Training and Development, HR Policy Development, and Conflict Resolution. As a student member of the Chartered Institute of Personnel Management of Nigeria (CIPM) and possessing Agile Human Resource skills, she is dedicated to staying at the forefront of industry advancements.
Olorunfemi's passion lies in driving organizational success through strategic HR practices and implementing cutting-edge talent management strategies. Her ultimate goal is to contribute to fostering a positive workplace culture, ensuring the holistic well-being and success of our organization.
Acquisition & Strategic Recapitalization
Bay Holdings acquired KayVee MFB, recapitalizing it to ₦220 million. Seasoned managers were appointed to overhaul operations and drive growth, transitioning the bank from its previous ₦50 million asset base to a stronger financial footing.
Digital Infrastructure & Product Rollout
The KayVee MFB App was developed and launched as the primary digital channel. Key products, including Corporate Current Accounts, Fixed Deposits, SME Loans, and Educational Loans, were introduced to serve individuals and businesses, aligning with CBN’s financial inclusion goals.
Accelerated Growth Phase
Leveraging technology and diversified products, KayVee expanded its customer base significantly. Services like Salary Advance Loans and Target Savings gained traction, solidifying its reputation as a digital-first microfinance bank.
From just ₦50M Total Assets
Under the new management and a tech-driven strategy, KayVee MFB’s total assets surged by over 1000%.
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