Individual Savings Account
With us, it is Your Savings, Your Way: Start saving without the pressure of maintaining a minimum balance. Your savings adventure begins on your terms. Whether you’re saving for a rainy day, a special purchase, or long-term goals, we support your dreams with our competitive interest rates.
Account Information
This is a personalized savings product designed to cater for the unique saving needs of individuals whose major interests are safety and seamless access to their funds.
- Digitalized mobile banking.
- Automated transactions to simplify savings routine.
- USSD banking.
- 3% Interest rate per annum.
- ID Cards, Utility Bill, BVN and Passport Photograph.
- Easy access via mobile App/branch or customer’s written instruction.
- Duly completed account opening form.
- One recent passport photograph.
- Identification of signatory (Driver’s License, International Passport, National Identity Card or Voter’s Card).
- Residence permit (where applicable).
- Public utility receipt dated within the last three months (Electricity bill, water rate bill, tenement rate, rent receipt, telephone bill).
FAQs
Yes, the account is accessible through our user-friendly online banking platform, providing convenience and flexibility.
You can open an account online on our mobile App. You can also download the account opening form, fill it out, and visit our branch to open your account.
You can start with an opening balance as low as 1,000 naira.